“My life is about finding time to dream. That’s why my card is American Express.” This speaker is famed director M. Night Shyamalan (The Sixth Sense, Signs), and it’s the only line of narration heard in his fascinating, self-directed two-minute American Express ad, which is definitely Night-flavored and Night-creepy, and two or three cuts above the usual-usual. (And I don’t care how long it’s been viewable…I just saw it now.